One question we get a lot at Life and my finances are, “What are the best way to open a bank account with Chase?”. While this may seem like a simple question, there are a few different factors to consider before making your decision. In this article, we will walk you through a few different options for opening a bank account with Chase. We’ll also provide some tips on what to look for in a bank account so that you can make the best decision for your financial needs. No matter what your situation is, we hope that this article will help you make an informed decision about which bank account is right for you.
How to open a checking account with Chase
Chase offers a few different options for checking accounts, so you can choose the one that best fits your needs. Here’s how to open a checking account with Chase:
1. Decide which type of account you want.
2. Visit a branch during operating hours or go online to open an account.
3. Follow the instructions to complete the process.
4. Start using your account!
Chase offers several different types of checking accounts, each with its own set of features and benefits. You can choose an account that best fits your needs and lifestyle. To open a checking account with Chase, visit a branch or go online to begin the process. Once you’ve decided which account is right for you, follow the instructions to complete the application and start using your new account!
How to open a savings account with Chase
Chase offers a few different options for savings accounts, so it’s important to decide which one is right for you before getting started. The three main types of savings account offered by Chase are the Basic Savings Account, the Total Checking Account, and the Premier Platinum Savings Account.
The Basic Savings Account requires a $25 minimum deposit to open and has a $5 monthly service fee. This account does not offer check-writing privileges.
The Total Checking Account requires a $25 minimum deposit to open and has a $12 monthly service fee. This account offers check-writing privileges.
The Premier Platinum Savings Account requires a $100 minimum deposit to open and has no monthly service fee. This account offers check-writing privileges and comes with a free debit card.
To open a savings account with Chase, follow these steps:
1) Go to chase.com/savings
2) Select “Open Now” beneath the account type you’d like to open
3) Enter your personal information
4) Follow the prompts to complete your application
What age do you have to be to open a bank account with Chase?
You must be 18 years old to open a bank account with Chase. If you are under 18, you may be able to open a joint account with a parent or guardian.
What documents do you need to open a bank account with Chase?
In order to open a bank account with Chase, you will need to bring the following documents with you:
-A valid government-issued photo ID (e.g. driver’s license, passport)
-Proof of your current address (e.g. utility bill, lease agreement)
-Your Social Security number
-An initial deposit (this can be done via cash, check, or money transfer)
What are the fees associated with opening and maintaining a bank account with Chase?
There are a few different fees associated with opening and maintaining a bank account with Chase. If you open a checking account, there is a $10 monthly service fee, but this can be waived if you maintain a minimum daily balance of $1,500 or link your account to a qualifying Chase Premier Plus CheckingSM, Chase SapphireSM Checking, or Chase Private Client Checking account. There is also a $2.50 fee for using non-Chase ATMs in the U.S., and a $5 fee for using non-Chase ATMs outside of the U.S.
If you open a savings account, there is a $5 monthly service fee, but this can be waived if you maintain a minimum daily balance of $300 or link your account to an eligible Chase checking account. Additionally, there is a $2.50 fee for each withdrawal made at a non-Chase ATM in the U.S., and a $5 fee for each withdrawal made at a non-Chase ATM outside of the U.S.
There are also fees associated with certain types of transactions. For example, there is a $15 fee for initiating wire transfers and a $30 fee for outgoing international wire transfers. Additionally, there is usually a 3% foreign transaction fee on purchases made with your debit card in another currency (e.g., if you use your card to purchase something while traveling abroad).
Conclusion
Opening a bank account with Chase is easy and can be done in just a few simple steps. Whether you’re looking for a checking account, savings account, or both, Chase has options to fit your needs. Plus, with online and mobile banking, you can manage your account anytime, anywhere. So what are you waiting for? Start the process today and enjoy the benefits of banking with Chase.
